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Cancer N., Pasevych O.

FEASIBILITY STUDY IMPROVE CIRCULATION COINS SMALL

DENOMINATIONS OF UKRAINE

In all countries, including in Ukraine, there is the problem of continuous improvement of current nominal number of currency national currency, which in most cases is caused by the loss of solvency currency of small denominations. In world practice, there are two approaches to effect change in the cash circulation. The first approach involves the cessation of coinage of small denominations, but they continue to remain in circulation.

When applying the second approach not only stop the coin mint, but also removes them from circulation.

Optimization of existing nominal number of currency national currency took place in many countries. These include Sweden (quadruple in 1972, 1985, 1992, 2010), New Zealand (twice 1990, 2006), Israel (twice 1991, 2008), Finland (2002), South Africa (2002), Singapore (2002 ), the Netherlands (2004), Switzerland (2007), Malaysia (2007), Denmark (2008), Hungary (2008), Norway (2011), Canada (2012), Russian Federation (2012).

Taking into account international experience and the importance of the withdrawal from circulation coins of small denomination in Ukraine, University of Banking of the National Bank of Ukraine to order the Department of cash circulation NBU were two sociological surveys (2009 and 2013) on the issue of withdrawal from circulation coins of small denominations and opportunities rounding prices.

According to a sociological study about 73.2% of the population confirms that the retirement of 12 cop. it would be convenient for them personally and would not cause denial and social disturbance. Similar responses were respondents in 2009. However, if we compare peoples attitude towards the use of coins in circulation in denominations 12 cop.

dynamics, then there are some differences in the responses. In 2013 compared to 2009 increased by 16% the share of the population that is quite common the fact that sales in stores Rounds for not giving rest 12 cop. Also, a 7% increase in the number of people who do not take a penny remaining small denomination (12 cop.). But along with the 5% . . 11 (41). . 1. 2014.

increase in the proportion of the population that keeps purses in small coins, but it does not pay them.

Most of the population (79%) were fears that the withdrawal of cash circulation coins of 1 and 2 pennies could affect their financial condition, as these small coins no longer be for them a measure of value and degree of accumulation. In practice, coins of 1, 2, 5, 10 cents is used solely as a means for issuing rest of the calculation for the goods. It should be noted that according to our study, 5 and 10 cents began to play a role in awareness the smallest coin denomination.

Stop chasing coins of 1 and 2 pennies and remove them from circulation of money will significantly reduce material and labor costs of operation and functioning in turn, will raise confidence in the national currency of Ukraine with the population, and thus use the results of this study to prevent uncertainty arising from ignorance of some people with the motivation of this procedure.

Keywords: a sociological study, cash flow, retirement of coins, payment instruments, rounding the total amounts.

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